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The rate on the following accounts may change after opening.
Fees could reduce the earnings on listed accounts.
Please contact the bank for complete information.
Rates effective as of 05/01/13.
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Insured
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Checking
No-nonsense checking with many great banking options such as
ATM card, Check Card and
Internet Banking.
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NOW Account
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| $1,500 |
$500 |
.10% |
.10% |
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Minimum opening deposit
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Minimum balance to obtain APY
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Annual Percentage Yield
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Interest Rate
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Super NOW Account
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| $2,500 |
$2,500 |
.10% |
.10% |
| $2,500 |
$500 - $2,499 |
.10% |
.10% |
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Minimum opening deposit
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Minimum balance to obtain APY
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Annual Percentage Yield
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Interest Rate
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No interest paid on daily balances below $500 on the above accounts. Fees could reduce earnings on these accounts. Rates subject to change.
Money Market Deposit Account
Limited checking with a very competitive interest rate. |
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Personal MMDA
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| $0 to $2,500 |
$10 |
.10% |
.10% |
| $2,500 to $10,000 |
$10 |
.10% |
.10% |
| $10,000 to $25,000 |
$10 |
.15% |
.15% |
| $25,000 to $50,000 |
$10 |
.30% |
.30% |
| $50,000 and up |
$10 |
.40% |
.40% |
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Tier
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Minimum opening deposit
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Annual Percentage Yield
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Interest Rate
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Interest will be compounded and credited to your account
each month using the daily balance method.
Minimum opening deposit is $10. No monthly maintenance charge. No
minimum balance required. Six transfers allowed at no charge. If over six transfers occur, a $0.50 charge per
transaction will apply. Fees could reduce the earnings on this account.
Rates subject to change.
Savings
Good old fashioned savings account with ATM card and
Internet Banking options. |
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Savings Account
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| $10 |
None |
.25% |
.25% |
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Minimum opening deposit
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Minimum balance to obtain APY
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Annual Percentage Yield
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Interest Rate
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Rates subject to change. Fees could reduce earnings
on this account.
Individual Retirement Accounts (IRA)
A safe retirement investment with tax benefits.** |
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IRA
(18 month CD)
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Fixed rate
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$100 |
.75% |
.75% |
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Variable rate*
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$100 |
.40% |
.40% |
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Minimum opening deposit
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Annual Percentage Yield
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Interest Rate
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Jumbo IRA
(18 month CD)
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Fixed rate
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$100,000 |
.75% |
.75% |
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Variable rate*
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$100,000 |
.40% |
.40% |
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Minimum opening deposit
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Annual Percentage Yield
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Interest Rate
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Fees could reduce earnings on these accounts. Penalty
may be imposed for early withdrawal. Rates subject to change.
* Rate on variable rate IRA may change after the account is opened.
** Consult with your tax advisor
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email.
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