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Deposit Accounts

The rate on the following accounts may change after opening.
Fees could reduce the earnings on listed accounts.
Please contact the bank for complete information.
Rates effective as of 04/01/14.


Insured


Checking
No-nonsense checking with many great banking options such as ATM card, Check Card and Internet Banking.
 

NOW Account

$1,500 $500 .10% .10%

Minimum opening deposit

Minimum balance to obtain APY

Annual Percentage Yield

Interest Rate

 

Super NOW Account

$2,500 $2,500 .10% .10%
$2,500 $500 - $2,499 .10% .10%

Minimum opening deposit

Minimum balance to obtain APY

Annual Percentage Yield

Interest Rate

No interest paid on daily balances below $500 on the above accounts. Fees could reduce earnings on these accounts. Rates subject to change.


Money Market Deposit Account
Limited checking with a very competitive interest rate.

Personal MMDA

$0 to $2,500 $10 .10% .10%
$2,500 to $10,000 $10 .10% .10%
$10,000 to $25,000 $10 .15% .15%
$25,000 to $50,000 $10 .30% .30%
$50,000 and up $10 .40% .40%

Tier

Minimum opening deposit

Annual Percentage Yield

Interest Rate

Interest will be compounded and credited to your account each month using the daily balance method.  Minimum opening deposit is $10. No monthly maintenance charge.  No minimum balance required.  Six transfers allowed at no charge.  If over six transfers occur, a $0.50 charge per transaction will apply.  Fees could reduce the earnings on this account.  Rates subject to change.

Savings
Good old fashioned savings account with ATM card and Internet Banking options.

Savings Account

$10 None .25% .25%

Minimum opening deposit

Minimum balance to obtain APY

Annual Percentage Yield

Interest Rate

Rates subject to change.  Fees could reduce earnings on this account.


Individual Retirement Accounts (IRA)
A safe retirement investment with tax benefits.**

IRA  (18 month CD)

Fixed rate

$100 .75% .75%

Variable rate*

$100 .40% .40%
 

Minimum opening deposit

Annual Percentage Yield

Interest Rate

 

Jumbo IRA  (18 month CD)

Fixed rate

$100,000 .75% .75%

Variable rate*

$100,000 .40% .40%
 

Minimum opening deposit

Annual Percentage Yield

Interest Rate


Fees could reduce earnings on these accounts.  Penalty may be imposed for early withdrawal.  Rates subject to change.
* Rate on variable rate IRA may change after the account is opened.
** Consult with your tax advisor

 

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