A NEW WAY TO BANK

Just within the past decade, banking institutions of all shapes and sizes have experienced constant change in their industry. Locally, another change is about to occur -- Internet banking is on the horizon. If you are an account holder at the First National Bank in Trinidad or any of its branch banks, you could be banking on the Web as early as this spring. An estimated 7 to 8 million people now bank online and another 12 million people are expected to join the ranks by 2002. It's called iBank and all you need is a computer, an internet service provider and a browser. Its a graphical interface that allows you see your money and make choices with the click of a mouse. If you can navigate a web page on the internet, you can use iBank.

In many ways, the Internet is the best thing to happen to banking since the ATM. Banking online offers greater flexibility than traditional branch banking and more functionality than phone banking. It puts you in control, letting you choose your own banking hours. It even helps you organize all of your financial records such as taxes, loans, credit cards, checking and savings accounts in one place on your computer.

Meanwhile, if you'd like a demonstration of how it looks and works use www.fnbtdad.com/demo and follow the iBank link. iBank gives a whole new meaning to the term "net worth". 

CLICK & MORTAR

At the same time that we are working to bring you banking on the Internet, essentially a child of the 1990s, we are also launching a three phased project to restore our main office building, a child of the 1890s. While very different conceptually, these two projects go far in defining who we are as a bank. Improved access, especially via the Internet, is certainly not an option for us, but, just as importantly in this market, historical identity and restoration must also place high on our priority list. In the next two years we will have all of the eroded and weathered sandstone on the familiar facade located at Main and Commercial in Trinidad replaced or restored. The work will be performed by Professional Restoration and Repair, owned by Craig L. Nelson of Colorado Springs. Feel free to give them a call at 719/632-3996 if you have a restoration job of your own that you would like to discuss.
Repaired balisters and cornice stones above main entrance.

A GROWING NETWORK

Next time you're traveling through Raton you might notice a familiar sign. We have recently added another ATM service center to our existing network of eight. Over the past couple of years a sizable amount of deposit and loan activity has originated from northern New Mexico. The newest ATM in our network is a drive-up facility that provides cash withdrawals, account balance inquiries, or transfer & deposit taking, including an automated night drop for commercial deposits. It can be found in the Do–a Ana Shopping Center parking lot at 1247 S. 2nd Street. All account holders of First National or its branches in Walsenburg, at Wal-Mart, and the Loan Production Office in Raton can use this new ATM at no cost.

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