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Fisher’s Peak Elementary School students are learning about saving, thanks to an innovative curriculum supplement sponsored by The First National Bank in Trinidad.

Second grade students do more than read and color story pages in the workbook titled Saving with Mandy and Randy. They learn vocabulary words related to savings, identify coins, count coins, add and subtract cents and dollars, complete activity sheets and practice savings skills.

Recent survey results indicate that Americans dole out an estimated $41 billion in allowance to their kids annually. These children will soon be teenagers, and the average teenager spends $5,408 annually, which is just shy of $259 billion annually. By sponsoring this program, First National is reaching young people at an early age. “If we can raise their level of financial responsibility and help them learn good money habits right from the start, it will pay big dividends for them and the community alike,” says bank Vice President, Chris Egland.

In an article originally published in The Colorado Sun, and recently published in The Chronicle News, Colorado State Treasurer, Dave Young said, “Some money problems Americans currently face could be avoided if financial literacy were taught earlier in school. Financial literacy classes teach students the basics of money management: budgeting, saving, debt, investing, giving, and more. That knowledge lays a foundation for students to build strong money habits early on and avoid many of the mistakes that lead to lifelong money struggles.”

Ms. Egland recently visited Fisher’s Peak Elementary School to discuss topics covered in the financial literacy curriculum sponsored by The First National Bank in Trinidad. “We believe it is important that children learn the concept of money and have a healthy respect for it and understand the concept of saving,” says Ms. Egland. “We are concerned that the financial training young people receive has not kept pace with the rate they receive and spend money.” Research indicates that this is part of a nationwide trend. Providing Saving with Mandy and Randy is our way to encourage good spending habits early and help people achieve financial success.

Second grade students learned about money, its security features, and how the bank pays interest on savings accounts from Ms. Egland’s classroom visit.

If you are a teacher in Huerfano, Las Animas or Colfax County, and would like to take advantage of one of these programs, contact Chris Egland at The First National Bank in Trinidad at (719) 846-9881. The program is free to schools and includes a teacher’s guide and a workbook for each student in the class.


Fisher’s Peak Elementary School second grader teacher, Ms. Christine Fritzler, helps her student Cherie Ramos find the security features of money, while a classmate Kalise Henry looks on.


Chris Egland, Vice President with The First National Bank in Trinidad, talks to Fisher’s Peak Elementary School second graders about banking.