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Our Banking Philosophy

Plain Talk About How We Do Business.

Be a Community Bank

Words like service, quality, privacy, security, and community all have a prominent place at FNB.  Our customers and employees are members of our community; they are your neighbors and your friends.  So should you hear one of our customers raving about how "... nice and helpful everyone at our bank is", that's no accident.  It's our banking philosophy.


Provide REAL Customer Service

Our size is our advantage.  You can ask any employee in the bank for help and they will either give you immediate service or they will know who to direct you to.  Try that at a big bank.  But it goes much further than that.  Our primary concern is making sure you are happy with your banking service.  It would seem, at the big banks, that the priority is making sure you are charged every single applicable fee, or following company policy and procedure to the letter.


Help Our Community

Our growth and success depends on the growth and success of the communities we do business in.  That's why we are committed to helping local families and businesses.


Mission Statement

The primary mission of the First National Bank in Trinidad is to provide a safe place for residents of our community to deposit their money. Every policy and practice in use within the Bank must give appropriate consideration to this prior to being adopted.

The secondary mission of the First National Bank in Trinidad is to provide a source of loanable funds to facilitate home ownership, promote business growth and enhance the creation of wealth in the community.

The tertiary mission of the First National Bank in Trinidad is to conduct its business in such a manner as to contribute to the economic well being and financial stability of its customers.



There is a reason that small banks like The First National Bank in Trinidad are called community banks.  It's because we are a part of your community.  Our business stays in your community, we won't sell out to the big banks, we don't ship huge profits off to some big corporate office and, finally, we strive to offer the banking services that our community really needs.

Please, browse through our website to take a look at our offerings.  You will find that we back up our banking philosophy in the way we do business.


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