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Consumer Credit Card

Your Bank. Your Card.

It's the only credit card you need for everything you need to do.
  • No Annual Fee*
  • LOW Introductory Rate*
  • Exceptional Features and Benefits
  • Flexible Reward Options

*See application details for rates and fees
It's your choice!
Choose the card that's just right for you - low rates, rewards, and a world of additional benefits and flexibility. It's purchasing power for whatever you need, whenever you need it.

MasterCard Platinum includes these extraordinary benefits
  • Travel accident insurance and baggage delay benefit
  • Car rental collision damage waiver
  • Optional rewards
  • Price protection
  • Extended warranty
  • Purchase Assurance
  • Travel assistance and emergency services



A World of Exclusive Advantages included with MasterCard World Card
  • Outstanding rewards
  • Concierge services
  • Travel accident insurance and baggage delay benefit
  • Car rental collision damage waiver
  • Price Protection
  • Extended warranty
  • Purchase Assurance
  • Travel assistance and emergency services

Reward yourself
With Preferred Points earn one point for each dollar you spend, up to 10,000 per month and redeem anytime - for anything you choose.

  • Cash back - The convenience of cash when you want it. Redeem points to shop, dine, or have a night on the town.
  • Travel - Treat yourself to a vacation with free round trips, discounted airfare, hotel stays, and cruises.
  • Gift cards, merchandise, and more - Gift cards from your favorite retailer, name brand merchandise or electronics - just for you.
  • 3,000 Free bonus points - use your card each month during the first three months after receipt and earn 1,000 free bonus points each month!


Download and complete the application, print and mail.
It's that simple!

The issuer and administrator of this credit card program is TIB - The Independent Bankers Bank.
TIB Customer Service 1-800-367-7576