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Personal Lending


What you need to know...


We have lenders available at each of our office locations; at the Main Bank or Wal-Mart Branch in Trinidad, The Huerfano County Branch in Walsenburg, or the Loan Production Office in Raton.

Decisions are made locally by people who know you and understand your situation. Our closing costs are low and other fees are kept to a minimum.

We don't sell our loans! Our customers are our community, friends and neighbors - not commodities that can be sold to the highest bidder.

We are an Equal Housing Lender, which means we comply with the Equal Credit Opportunity and the Fair Housing Acts.






Personal Loans
Consumer loans range from financing an automobile to emergency cash for unexpected home repairs. With decisions made in house, we can get you going on your way with the money you need - quickly and easily!

We offer secured and unsecured personal loans. Give us a call. We'll be happy to discuss which loan would be best for your circumstances, or simply apply online to expedite the process.
Ask for us by name and expect results!
Would you like to speak with a Loan Officer?

Choosing the right lender is important! That’s where the experience, personal service and long-term commitment of First National Bank's team can make a big difference. If you need help choosing the right loan for you, you've come to the right place. Our Lenders can assist you every step of the way. Call or stop by today. We look forward to helping you!

Home Loans
Our minimal closing costs and competitive rates make us your obvious choice for financing.

Home Mortgage Purchase / Refinance
We provide easy financing with competitive rates and minimal closing costs. Call for current rates.

Home Construction / Permanent
Get your dream underway fast with our construction loan. When construction is complete the loan will automatically roll-over into permanent financing. We make it simple for you with one loan closing and one set of closing costs.

We offer quick turnaround time with loan decisions made in house. Get the process started now by applying online.
NMLS ID#402572


Home Equity Line of Credit

Use the equity in your home to finance home improvement projects, unexpected expenses, or any other need that arises. It's a revolving line of credit with low rates and an affordable payment plan. Call or stop by one of our convenient locations to learn more.
NMLS ID#402572