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A Home Equity Line of Credit (HELOC) offers financial security for any emergency.

Get instant access to cash when you need it with our HELOC. Use it anytime you choose for just about anything, from paying down debt to covering an unexpected expense.

For more information, or to apply for a HELOC, call or stop by one of our convenient locations in Trinidad, Walsenburg or Raton, contact one of our loan specialists here, or start your online HELOC loan application here.

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Homes come in all shapes and sizes, and the First National Bank in Trinidad has mortgage loans to fit any size or shape of home. Whether you’re looking for a starter home or a second home, a First National Bank loan specialist can help. We can create a loan that works with your budget.

Turn your dream home into reality! Stop by one of our convenient locations in Trinidad, Walsenburg or Raton, or find one of our loan specialists near you here.

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Fraudulent bank text messages, otherwise known as smishing, are an attempt to trick you into giving up information by creating fake urgency about locked accounts, large transactions, or security issues. Banks never text asking for sensitive data, so delete, report, block and call your bank directly using the number on the back of your debit/credit card to verify any real alerts.

Here are some tips on what to watch for:

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Great Success with Local Gift Trees!

Two local communities benefited from gift tree programs sponsored by The First National Bank in Trinidad and the Huerfano County Branch in Walsenburg this Christmas.

In cooperation with South Central Council of Governments, Huerfano County Department of Human Services, Walsenburg Housing Authority and Spanish Peaks Veterans Community Living Center, the Huerfano County Branch was able to supply 78 veterans, 41 children and 84 senior citizens in Huerfano County with a gift from Santa this year.

In Trinidad, The First National Bank in Trinidad was able to deliver 307 gifts to Las Animas County senior citizens with the help of South Central Council of Governments, Corazon Square, Trinidad Rehabilitation & Healthcare Center, Las Animas County Department of Human Services, The Legacy at Trinidad and many generous people within the community.